Author Archives for Hudson Financial Planning

Hudson Financial Planning - Capital Gains Considerations when converting from Home to Investment Property

About to Start Out in Property? Do You Go Investment or Owner-Occupier?

October 28, 2021 2:59 am Published by Leave your thoughts

Written by Kris Wrenn. If you have just started out in property or are considering it, good on you! Buying property in Australia has arguably been one of the best growth assets for over 100 years. As long as you buy smart and you hold for the long-term, I have little doubt in my mind that you will be successful and will thank yourself years down the line.

Commonwealth Seniors Health Card (CSHC)

October 28, 2021 2:58 am Published by Leave your thoughts

Written by Ivan Fletcher. The CSHC provides self-funded retirees  with discounted health costs and various concessions from Australian, state and territory governments.  The CSHC is valid for 12 months and is reissued on 1 August each year provided the CSHC holder continues to meet the eligibility criteria.

Income Protection Changes – Everything You Need to Know

October 28, 2021 2:54 am Published by Leave your thoughts

Written by Aaron Alston. Effective October 1 2021, all major life insurers ceased offering their current range of income protection polices and were instructed to comply with APRA’s sustainability measures.   This was in response to APRA being concerned that life insurance companies have been keeping premiums at unsustainable low levels to compete for customers.

Hudson Financial Planning - Expecting a Future Inheritance is not a Financial Plan

What are the Consequences of Leaving Your Super Balance to a Non-Dependent?

October 25, 2021 12:34 am Published by Leave your thoughts

Written by Michal Park. Who do you leave your superannuation benefits to when you kick the bucket? Possibly your spouse; probably your loved ones.  If you leave your super balance to a dependent beneficiary, they will receive the proceeds tax free.  But did you know that if you leave your superannuation to a non-tax dependant beneficiary, they will pay tax on the balance?

Business Showcase – TSG Artists in Glass

April 28, 2021 2:57 am Published by Leave your thoughts

Tradition Stained Glass is a family-owned and operated business. At Tradition Stained Glass we are very proud of our history and prominence within our industry. As a third-generation designer, I believe our business has contributed many quality pieces of art glass to our broad variety of customers, and will continue to do so for years to come.