logo Loading...
loading
logo
See All right

Wealth Protection & Personal Insurance

We believe that protecting your investments, lifestyle, and family is vital in your wealth creation process.

Hudson Insurance and wealth protection is available for new and existing clients.

Hudson’s insurance specialists can save you money on your premiums by assessing your situation, your existing coverage, and determining the best policies for you. Book an appointment by calling us on freecall 1800 804 296 or book online!

We offer personal insurance and wealth protection in the following areas:

Life Insurance

Purpose: Life Insurance pays a tax free lump sum benefit on the death or diagnosis of terminal illness of the insured person.  Life Insurance can be held inside or outside superannuation. outside superannuation.

Why should you have it? To provide for your family/loved ones in the event of your death.  Life Insurance typically would make provisions for the following: repay outstanding debts, children’s current/future education costs, replacement income and funeral/estate planning expenses.

Trauma/Critical Illness Insurance

Purpose: Trauma Insurance pays a tax free lump sum  should the insured suffer a major illness such as heart attack, cancer or stroke. You can also insure your children should they also suffer a major illness. Depending on the insurer, trauma insurance can cover up to 60 major events.  Trauma Insurance can only be held outside superannuation.

Why should you have it? To provide replacement income should you not be able to work or pay for medical bills or existing debts.

Total and Permanent Disability Insurance

Purpose: TPD Insurance pays a tax free lump sum payout should the insured become totally and permanently disabled and unable to work. TPD Insurance can be held inside or outside superannuation.

Why should you have it? To provide for your family/loved ones in the event of total or permanent disability. TPD Insurance typically would make provisions for the following: repay outstanding debts, children’s current/future education costs, replacement income and provide for medical bills/ongoing cost of care.

Income Protection Insurance

Purpose: Provides up to 85% of your pre-tax income if you are unable to work due to accident, illness or injury. Income Protection Insurance can be held inside or outside superannuation

Why should you have it?  Income Protection Insurance is important if you are self-employed and you are heavily reliant on your regular wage.  It is also important if you have family members or dependents that are reliant on the income you earn and you have debt such as a mortgage or personal loan and you need to make payments even if you are unable to work.

By participating in a full insurance needs analysis, Hudson’s Insurance specialists can help determine your financial situation, objectives and needs and tailor a financial plan around the levels of cover required to help you achieve your financial goals. Alternatively, Hudson can also provide a tailored plan with a defined level of insurance cover as requested by you. They will review any existing cover you currently have and provide recommendations around a financial product that will be in your best interests.

Book an appointment by calling us on freecall 1800 804 296 or book online!

It’s time to be better with your finances!